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  • VM-20 Company Experience Mortality Rates: APF 2020-08
    VM-20 Company Experience Mortality Rates: APF 2020-08 In November 2020 the Life Actuarial (A) Task Force ... Valuation Manual to determine company experience mortality rates. This article describes the three methods ...

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    • Authors: Timothy Cardinal
    • Date: Apr 2021
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
  • VM-20 Game Changer: Mortality Aggregation
    VM-20 Game Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits ... Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits mortality data aggregation ...

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    • Authors: Timothy Cardinal
    • Date: May 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting; Financial Reporting & Accounting>Statutory accounting; Life Insurance; Life Insurance>Reserves - Life Insurance
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation A discussion on VM-20 reserves over the last decade ...

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    • Authors: Timothy Cardinal
    • Date: Dec 2017
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting
  • Are YOU Ready? A PBA Implementation Guide
    Decision Tree and Potential Reserve Applicability table to assist with these determinations. Perhaps the ... without VM-20. Other changes such as a delay in VM-20’s effective date will stretch out your timeline of ...

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    • Authors: Timothy Cardinal, Steven Stockman
    • Date: Dec 2013
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Finance & Investments>Investment strategy - Finance & Investments; Finance & Investments>Risk measurement - Finance & Investments
  • PBR: What will regulators be looking for?
    PBR: What will regulators be looking for? A discussion of regulatory oversight of PBR with ... companies calculate PBR reserves for their product(s), complete the VM-20 Reserve Supplement and complete ...

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    • Authors: Andrew Rarus, Timothy Cardinal, Leonard Mangini, Leslie Jones
    • Date: Dec 2016
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
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